The UK credit crunch is now resulting in higher borrowing costs and, therefore, banks are starting to tighten their lending criteria. What does this mean to the UK consumer? Well its going to make it much harder to borrow money. Financial advisors are advising that if you are considering taking out a loan of any kind, you should act now before loan rates spiral upward.

Although happy UK couples may have their hearts set on having the perfect wedding day, a lack of financial planning may see them develop debt difficulties, new figures indicate.